Corporate travel insurance protects Australian businesses and employees from costly disruptions, ensuring safety and continuity during domestic and international trips.
Corporate travel insurance is a specialised policy that covers the risks associated with business travel. Whether employees are attending conferences, meeting clients, or working abroad, this insurance provides financial protection against unexpected events that can disrupt travel and impact business operations.
Unlike standard travel insurance, corporate travel policies are tailored to business needs. They typically cover:
- Medical emergencies and evacuation
- Trip cancellations or interruptions
- Lost or stolen baggage and equipment
- Flight delays and additional accommodation costs
- Personal liability and rental vehicle damage
- Kidnap and ransom, search and rescue, and corporate image protection
Some policies also include leisure travel for directors and executives, with no age restrictions, and benefits for accompanying family members. Some insurers offer 24/7 global emergency assistance, ensuring employees receive support wherever they are.
For small and medium-sized businesses, the financial impact of a cancelled flight or medical emergency can be significant. Corporate travel insurance helps reduce liability, protect staff wellbeing, and maintain operational continuity. It also supports compliance with workplace health and safety obligations, especially in industries with frequent travel.
Policies can be customised based on travel frequency, destinations, and business type. Annual multi-trip options are available for frequent travellers, while tailored coverage ensures protection for remote or high-risk locations.
In today’s unpredictable travel environment, corporate travel insurance is not just a precaution—it is a strategic investment in business resilience and employee safety.